CareCredit for Patients - Product Features

A once only establishment fee of $25 applies.

If you do not have an active account balance on your card no fees or charges will be incurred.

When you do actively use your card and have an active balance, fees and charges will apply, including:

A monthly account service fee of $3.95.
Late fee of $35 if you do not make the whole of the minimum payment by the due date shown on your statement.
Over-limit fee of $30 when a purchase takes your balance over your approved credit limit.This fee is charged once in each statement period.
Cheque payment dishonour fee of $9 if a cheque payment is rejected by the paying bank.
Direct Debit dishonour fee of $2.50 if a direct payment is rejected by the paying bank.

For a more detailed explanation, please refer to your Contract Documents.

Use our Payment Calculator to calculate estimated monthly payments.