CareCredit offers a range of Interest Free* and Extended Payment* options for treatments from $300 to $40,000.
Please note: Plans are offered at the discretion of the practice.
Interest Free*
- 3, 6 and 12 months Interest Free available
- No interest if the balance is paid within
the specified interest free period
- Low minimum monthly payments (3% of the
total closing account balance or $40, whichever is greater).
Paying the minimum monthly repayment will not pay out the loan
before the end of the interest free period.
- Annual percentage rate of 19.9% at the end
of the interest free period
- Ability to make additional repayments or payments greater than the requested 3% minimum during the Interest Free promotional period without any penalties
Extended Payment*
- Choice of 24, 36 and 48 month Extended
Payment Plans
- Annual percentage rate of 12.9%
- Easy to budget - equal monthly repayments over 24, 36 or 48 months
Fees & Charges
- A once only establishment fee of $25
applies
- If you do not have an active account balance on your card no fees or charges will be incurred.
- When you do actively use your card and have an active balance, fees and charges will apply, including a monthly account service fee of $3.95
- When you apply for CareCredit you will be told about all the applicable fees and charges before you progress your application.
